Wednesday, July 19, 2006
An insurance plan for better health
Source: mlive.com
Healthy lifestyles can pay dividends, literally, under a new insurance plan offered by Michigan's biggest health care underwriter. It rewards employers that encourage healthy habits and workers who embrace them, with affordable premiums, co-payments and deductibles. The plan can assist lessen the escalating impact of health care costs on employers' bottom lines and workers' wallets.
According to the Kaiser Family Foundation, the annual premium health insurers charged employers for a family plan averaged $10,800 in 2005. Workers added $2,713 toward the cost. That's 10 percent more than they paid in 2004 and about $1,100 more than in 2000. Such increases demonstrate why efforts to rein in health costs are vital, particularly at small companies that are finding it hard to impossible to afford health coverage for their workers and are passing more of the cost on to them or eradicating it as a work benefit.
Source: mlive.com
Healthy lifestyles can pay dividends, literally, under a new insurance plan offered by Michigan's biggest health care underwriter. It rewards employers that encourage healthy habits and workers who embrace them, with affordable premiums, co-payments and deductibles. The plan can assist lessen the escalating impact of health care costs on employers' bottom lines and workers' wallets.
According to the Kaiser Family Foundation, the annual premium health insurers charged employers for a family plan averaged $10,800 in 2005. Workers added $2,713 toward the cost. That's 10 percent more than they paid in 2004 and about $1,100 more than in 2000. Such increases demonstrate why efforts to rein in health costs are vital, particularly at small companies that are finding it hard to impossible to afford health coverage for their workers and are passing more of the cost on to them or eradicating it as a work benefit.
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