LONG TERM CARE 20
California Department of Insurance
Protecting California Consumers
Toll Free 800-927-HELP
If a policy looks too “cheap” it probably is. Long-term
care insurance has many optional benefits and nuances. Work
with an agent who asks good questions and works with your
personal situation to design a benefit package that suits
your needs.
Longevity in the Long-Term Care Insurance
Business
Long-term care insurance is a relatively new product. While
a handful of companies have been offering long-term care insurance
for a decade or more, there are many fine product offerings
from high quality companies that have recently entered the
marketplace. Some companies have long experience with this
type of insurance, while others have less. Experience is just
one more element to evaluate when purchasing this type of
insurance.
Final Thoughts
The information in this rate guide can provide you with valuable
insights when choosing the long-term care insurance company
and policy that best suits your needs. No one element, however,
should determine your choice. Try to view each element in
perspective and balance them with your personal needs.
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