Temporary Disability (TD)
Paid if a physician verifies that an
injured employee cannot work because of a work-related illness
or injury. TD benefits are not paid for the first 3 days of
work missed unless the employee is off more than fourteen
days or hospitalized. The amount of TD compensation is determined
by law and is two- thirds of the employee’s wages with a minimum
of $126.00 per week (or the actual weekly wage if that is
less than $126.00) and a maximum of $490.00 per week. Payments
must be made every two weeks, for as long as the employee
is eligible. TD benefits stop when the employee returns to
work or the treating physician releases the employee for work
or says that the injury has reached a point of maximum improvement.
Permanent Disability (PD)
Paid if an injury or illness results in a permanent impairment
that reduces the injured workers ability to compete in the
open labor market. The amount the employee will receive depends
on the extent of the disability. Other factors that are considered
when calculating PD include the date of injury, the age when
injured, and occupation. PD benefit amounts are set by law.
PD benefits are paid every two weeks until the benefit is
completely paid or when the employee settles the case and
receives a lump sum (See exhibit III for maximum benefit rates.)
Vocational Rehabilitation (VR)
Paid if it is unlikely a worker will be able
to return to the usual job prior to his/her injury and the
employer does not offer other work. Vocational Rehabilitation
Maintenance Allowance benefits (VRMA) are paid while the employee
is participating in vocational rehabilitation. VRMA is paid
every two weeks for as long as the employee is eligible. The
Division of Workers’ Compensation, Rehabilitation Unit, must
approve the rehabilitation plan. The right to rehabilitation
is voluntary; injured workers may accept or reject this benefit.
For injuries occurring on or after January 1, 1994, there
is a $16,000.00 limit on all rehabilitation benefits.
Transportation
Reimbursement
Paid by the insurance carrier or employer
for the reasonable cost of transportation incurred while obtaining
medical care and rehabilitation. The injured worker is entitled
to mileage from their home to place of treatment, examination
or rehabilitation and back at the rate of 31 cents per mile.
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