Q.What happens if my employer does not carry Workers’
Compensation Insurance?
A.You may be able to file a claim with
the Uninsured Employers Fund,(U.I.F.). This Fund is located
within the Department of Industrial Relations. You should
contact an Information and Assistance Officer for help in
pursuing a claim with U.I.F.
Q.As an employer, where can I obtain workers’
compensation insurance?
A.You can secure workers’ compensation insurance
from any licensed insurance company that writes this coverage
in California. You may also obtain the required coverage from
the State Compensation Insurance Fund. Consult your local
Yellow Pages under Insurance for names of companies, agents
or brokers offering coverage.
Q.As an employer, can I self-insure for workers’
compensation claims?
A.Yes, but only if you have applied for
and received a Certificate of Consent to Self-Insure from
the Department of Industrial Relations. The director of Industrial
Relations will require a private self-insuring employer to
meet certain standards before issuing this certificate. Usually,
only large organizations choose to self-insure. For more information,
contact the Self-Insurance Plans at the Department of Industrial
Relations at (213)897-1423 or (415)557-2720.
Q.What is the Workers’ Compensation Insurance
Rating Bureau (WCIRB) of California?
A.The Workers’ Compensation Insurance Rating
Bureau of California sometimes referred to as the Bureau.
This rating organization is organized pursuant to Article
3 of the California Insurance Code, for the following purposes.
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